![]() ![]() ![]() Finally, you will complete the corresponding Attestation of Compliance and submit everything together: the SAQ, evidence of passing the ASV scan (if applicable), the Attestation of Compliance and any additional documentation your acquirer may request. Therefore they check the Internet-facing environments of merchants and service providers for cross-site scripting, SQL injection, and remote file inclusion, to name a few. ASVs are organisations that validate adherence to certain DSS requirements by performing vulnerability scans. To gain PCI compliance, you may also have to pass a vulnerability scan by an Approved Scanning Vendor (ASV), depending on your SAQ. Your SAQ will depend on several factors like whether you store cardholder information, accepts cards in-person or online or whether you use your payment system or a third parties’ etc.”Ĭhristine Lariviere, Products & Services, SumUp You may also have to pass a vulnerability scan by a PCI SSC Approved Scanning Vendor (ASV) ![]() There are five kinds of SAQs: A through D. Depending on your level, you’ll have a specific self-assessment questionnaire (SAQ) to submit for your company which is a survey asking if you fulfilled all the relevant requirements. “It’s also useful to contact your acquirer bank and inquire with them directly. Let’s take a look at Visa’s. As a result, SumUp is within level 1 for Visa and goes through annual on-site assessments conducted by approved auditors.” Every level has its compliance validation requirements and they are articulated on the card scheme’s website. Your level depends on the number of transactions made with each card type. “First, you have to know which level you are as defined by each credit card brand. Jason Morjaria, Commusoft founder Now that we’re all concerned, could you tell us how to gain PCI compliance? This means they could be at serious risk of being fined and having their merchant facilities revoked.” ![]() So many businesses ‘tick the box’ as PCI DSS compliant but don’t follow the guidelines. PCI compliance is something all businesses need to go through if they intend to accept credit cards. Writing it down on paper, storing it in the ‘notes’ field or scribbling it on the top of a job sheet are all ways of getting your business in serious trouble. The big problem is that they do it improperly. “I’ve spoken to many clients in the last year or so who all take credit cards to secure bookings. You can prove your PSI compliance by annual self-assessments or on-site audits depending on the merchant level. Therefore, select requirements may not apply in certain cases. Otherwise, third parties like SumpUp can manage part of them. The standard is quite broad considering all the available ways of managing payments. Maintain an information security policy.Implement strong access control measures.Maintain a vulnerability management program.Build and maintain a secure network and systems.The PCI DSS is managed by the card brands and administered by the Payment Card Industry Security Standards Council. They created the standard in order to increase cardholder data control and to reduce fraud. As a result, you should fulfil a set of detailed requirements if you want to gain PCI compliance. The Payment Card Industry Data Security Standard (PCI DSS) is a proprietary information security standard for companies that use credit cards from major card schemes including Visa, MasterCard, American Express, Discover and JCB. Therefore Commusoft integrates seamlessly into SumUp, the leading online payment solution, both on Android and iOS. Additionally, the company has also developed a full suite of SDKs and APIs for third parties to integrate card payments into their mobile apps, as is exemplified by their partnership with Commusoft. More importantly, all they need to start is a smartphone and a tiny SumUp card reader. They have created a unique device that allows small merchants to accept card payments anywhere. SumUp is a card acceptance company and it is currently available in 15 markets. PCI compliance? Learn what it means and how to become PCI compliant with SumUp. ![]()
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